Our Service

There are many courses of action one can take to repair their credit including taking action on your own. However, Credit Freedom USA consultants offer an expert alternative which makes the process of repairing your credit more effective and successful for several reasons. Credit Freedom USA consultants have extensive experience in working with creditors and credit bureaus in responding to a variety of roadblocks and bureaucratic red tapes creditors use to hinder the removal of negative items from credit reports. We have developed expertise in influencing creditors to adhere to all the federal rules and regulations, when reviewing their procedures in handling and/or submitting a negative account to be placed on a consumer's credit profile. We are meticulous at requiring credit bureaus and creditors to prove and verify all the information that negatively impacts your credit.

We will remove negative items from your credit report, which cause your credit score to be significantly low. We will do so by analyzing your credit report and disputing the items which will improve your credit score significantly. Our consultants will submit letters of disputes to creditors and credit bureaus to effectively and accurately present your case. We will then force the creditors and the credit bureaus to prove and verify all the items we have disputed based on federal rules and procedures. If the creditors and credit bureaus cannot verify and prove the items disputed, they will be forced to remove these items from your credit history, causing your credit score to improve significantly.

Millions of people suffer from bad credit, which means the credit bureaus have to adhere to millions of claims and reports consumers submit to dispute the negative items on their reports. The main issue is not whether the information is accurate, but whether the credit reporting agencies are able and willing to prove it and verify it. Our consultants demand creditors to prove they have complied with over three hundred different rules and regulations. When Credit Freedom USA consultants properly present your case, the credit bureaus will bare a costly burden to legally verify the information on your report. It becomes more cost efficient for credit bureaus to delete the information negatively impacting your credit rather than address it legally. Our consultants work together with legal advisors to dispute the negative items on your report so they are removed, improving your credit score significantly in a short period of time.

Step 1 – FREE CONSULTATION: Call us (888) 872-7413
When you contact us for a free consultation, we can either analyze the problems you believe are affecting your credit score in a negative way or you can send us a copy of your credit report, which we highly recommend so we can consult with you about the potential disputes which will improve your credit score. You will gain important information about your credit without any obligation, so we strongly encourage you to call and consult with us free of charge.

Step 2 – Sign Up Complete our Retainer Packet
When you decide to use Credit Freedom USA consultants, you will fill out our New Client packet. We will require you to provide us with several pieces of information, which will be kept highly confidential and protected by our Privacy Policy rights from banking institutions, insurance companies, and any other third party agency

• Social Security verification – choose (1) of the following
• Photocopy of your Social Security card
• Photocopy of your pay stub displaying your full social security number
• Photocopy of your W-2
• Photocopy of your Health insurance card that contains your full Social Security number
• Current Picture I.D. – choose (1) of the following
• Photocopy of your drivers license
• Photocopy of your State I.D.
• Photocopy of your Passport
• Address verification – photocopy of your current bill with your name and current address clearly displayed; choose (1) of the following
• Utility bill
• Telephone bill
• Credit Card bill
• Bank Statement

You will be able to call a creditor at any time on your behalf, when you will sign a Power of Attorney. An online account will be established for you, which will enable you to view the status of your credit improvement and the progress being made at any time.

Step 3 – See Progress
When Credit Freedom USA will begin to file disputes with creditors and credit bureaus, you will begin receiving updates from the creditors and credit bureaus about the progress of your filed disputes. These are important documents which you will mail to us for our records after making appropriate copies for your own record.

Step 4 – See Results
Your credit score will begin to improve.

Step 5 – FREE CONSULTATION
After 12 months, we will review your file together and will give you additional advice on what you can do to continue raising your credit score for long-term results.